Cleartext

Topic Attack

APP fraud

Scams in which the victim is tricked into sending the payment themselves, so strong authentication alone doesn't stop them.

Also called: authorized push payment fraud, APP scams, bank impersonation scams

Questions (2) #

  • What is APP fraud?Fraud

    Authorized push payment (APP) fraud is a scam in which the victim is tricked into sending a payment themselves, for example to someone impersonating their bank, a supplier or a romantic partner.

    Verified · Rev. 1

  • Who pays when a UK customer falls for an APP scam?Fraud

    Since October 7, 2024, UK payment firms must reimburse most eligible victims of authorized push payment scams made over Faster Payments, up to £85,000 per claim.

    Verified · Rev. 1

Glossary #

APP fraud
Authorized push payment fraud: a scam in which the victim is tricked into sending a payment themselves, for example to someone impersonating their bank, a supplier or a romantic partner. Because the customer authorized it, strong authentication alone does not stop it.